Building the Future of Global Digital Currency Connectivity
A unified, programmable infrastructure for CBDCs, stablecoins, and tokenised assets—engineered for interoperability, liquidity, and compliance.
Why XPayOrbit
XPayOrbit provides the foundation trusted institutions need to operate in the new era of money. We connect emerging CBDC systems, tokenised value networks, and traditional rails into a single, standards‑based fabric. With architecture‑first engineering and regulatory‑grade controls, your teams can accelerate innovation without compromising resilience or governance.
What You Can Deliver, Today
Launch CBDC Pilots
Launch sovereign‑ready CBDC pilots and scale to production.
Multi‑CBDC Corridors
Enable multi‑CBDC corridor connectivity and atomic settlement.
Tokenise Real‑World Assets
Tokenise real‑world assets with programmable compliance.
Cross‑Border Liquidity
Unlock cross‑border liquidity with real‑time FX and smart routing.
Architecture & Interoperability
Our modular, cloud‑agnostic stack integrates with core banking via APIs and supports multi‑DLT environments (Fabric, Corda, and EVM‑based chains). Native ISO 20022 messaging streamlines external integration, while event‑driven services and zero‑trust security sustain high throughput and availability.
Compliance & Assurance
Built‑in controls for KYC/AML, FATF Travel Rule alignment where applicable, and full auditability ensure traceability across jurisdictions. Real‑time compliance monitoring helps you stay ahead of policy change without slowing delivery.
Why We're Different
Architecture‑First
Product‑led engineering built on proven patterns and standards.
Domain Leadership
Deep domain leadership across UPI, CBDC, ISO 20022, RTP.
Sovereign‑Ready
Interoperability from day one, not an afterthought.
The XPayOrbit Advantage
What sets us apart from traditional RTSP vendors and generic technology providers.
Deep Domain Expertise
25+ years of core team experience across UPI, CBDC, RTP, ISO 20022, tokenisation, API banking, and digital asset ecosystems.
Next‑Gen Digital Money Engineering
Among the few firms combining CBDC expertise, tokenisation frameworks, proven real‑time wallet/payment platforms, and cloud‑native financial infrastructure into a unified value proposition.
Architecture‑First, Product‑Led
Platforms built on event‑driven microservices, token lifecycle engines, high‑TPS transaction fabric, API‑first and zero‑trust security.
Delivery Excellence
Strong PMO + domain + technical governance ensuring faster time‑to‑market, predictable releases, and long‑term operational stability.
Cloud & Infra Mastery
10 years of cloud, DevOps, and SRE experience ensuring platforms that are scalable, secure, compliant, and enterprise‑ready.
Regulatory & Compliance Leadership
Hands‑on experience with RBI, NPCI, BIS, UAE Central Bank, African regulators, and US TCH — bridging technology, regulation, and product holistically.
Our Solutions
CBDCaaS
Launch retail, wholesale, and cross‑border CBDC models fast with a modular, cloud‑agnostic platform.
Learn more → Interoperability Hub
Neutral, multi‑chain connectivity across CBDCs with atomic settlement, ISO 20022 messaging, and smart FX routing.
Learn more → Liquidity Management
Unlock real‑time liquidity across currencies and tokenised assets with programmable pools, atomic swaps, and AI forecasting.
Learn more →
Asset Tokenisation
Digitise, fractionalise, and manage real‑world assets with programmable issuance, cross‑network interoperability, and MPC custody.
Learn more → Custom Blockchain
Bespoke blockchain solutions and smart contract engineering for regulated financial institutions and digital asset ecosystems.
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Payment Testing COE
Establish a centre of excellence for payment testing across CBDCs, RTP, and digital assets with automation and tooling.
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DTSP Support
Proactive, SLA‑driven support for CBDC and tokenised platforms with observability, incident response, and upgrades.
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Consulting & Training
Advisory, solution architecture, and training to accelerate CBDC, interoperability, and tokenisation programs.
Learn more →Let's build trusted digital money infrastructure—together.